One fee. 1%. This page is short on purpose.
Most gateway pricing pages need a calculator and a lawyer. Ours needs one sentence: you keep 99% of every settled payment, and nothing else is ever charged.
What the 1% includes
Branded invoice pages, QR codes, live confirmation tracking, mini-shops — no per-page or per-link cost.
Full REST API, HMAC-signed webhooks with automatic retries, up to 50 API keys, unlimited endpoints.
Fiat pricing with independently verified, invoice-locked rates. No FX spread added — the locked rate is the settled rate.
Unified USD-denominated balance, append-only double-entry ledger, CSV exports.
Auto-withdraw rules per asset with thresholds you set. We add zero margin on network fees.
Every asset in the catalogue is enabled for every account — Monero included — at the same 1%.
How 1% flat compares
Published pricing of well-known gateways, as of July 2026. Always verify current rates with each provider — pricing pages change.
| Gateway | Processing fee | Other costs to watch | KYC / KYB required | Account freezes possible |
|---|---|---|---|---|
| CryptoPayIn | 1% flat | None — payout at network fee, no FX spread | None, ever | No — balances can't be held |
| BitPay | 1–2% + $0.25 | Per-invoice fixed fee; tiered rates | Full KYB | Yes — compliance holds |
| CoinGate | 1% | Fiat settlement spreads; withdrawal fees | Full KYB (MiCA) | Yes — compliance holds |
| NOWPayments | 0.5%+ | +0.5% conversion, custody fee tiers, KYC above thresholds | Above thresholds | Yes — at provider's discretion |
| Coinbase Commerce | 1% | Requires Coinbase account; asset conversion spreads | Full KYC | Yes — platform policy |
| BTCPay Server | 0% (self-hosted) | Your server, node storage, maintenance time, no support | None (self-hosted) | No (you are the host) |
The honest note: if you want to run your own infrastructure, BTCPay Server is free and excellent. If you want zero servers, zero identity checks and a flat 1%, that is exactly what this page is about.
Fees other gateways charge that we don't
Six line items you'll find on other gateways' invoices — and never on yours.
The account you create in one click is the production account — no application, no activation cost.
Zero fixed costs. A quiet month costs you nothing at all.
You pay the blockchain, not us — the live network fee is shown before you confirm.
The independently verified rate that locks at invoice creation is the rate you settle at.
On-chain settlement is final; the $15–$100 dispute fee has no equivalent here. How that works →
No volume threshold ever triggers a document request or a payout review. See the no-KYC page →
Fee questions, answered plainly
Is 1% really the only fee?
Yes. 1% of the settled amount, charged once, when a payment completes. No setup fee, no monthly fee, no per-invoice fee, no deposit fee, no inactivity fee, no support tier. Withdrawals cost only the blockchain network fee of the payout transaction itself.
Who pays the blockchain network fee?
Your customer pays the network fee of their own deposit transaction, exactly as in any wallet-to-wallet transfer. When you withdraw, the payout network fee is deducted from the amount sent — we add nothing on top and show the live fee before you confirm.
Are there volume discounts or negotiated rates?
No, and that is deliberate: negotiated rates mean opaque rate cards and sales calls. Every merchant — from the first invoice to seven figures a month — pays the same flat 1%.
How does the fee show up in my accounting?
Every fee is a separate line in your append-only ledger, beside the payment that generated it. Exports show gross, fee and net per transaction — reconciliation is arithmetic, not archaeology.
Do underpaid or expired invoices cost anything?
No. If a payment never completes, no fee is charged. You only ever pay on money you actually receive.
Is there a currency conversion fee?
No. Pricing in 30 fiat currencies and USD accounting are included. The rate that locks at invoice creation is the rate you settle at — no spread is added.
Keep 99% of your next sale.
Your account is one click away — no KYC, no waiting. One flat 1% fee per transaction. No subscriptions, no setup costs.