CryptoPayIn

Live in 30 seconds · no email, no ID

Accept crypto.
No KYC. No freezes.

Get paid in Bitcoin, USDT, Monero and 9 more coins — by payment link, hosted shop or API. Settled on-chain, with zero chargebacks.

1%flat feenothing else — ever
12 coins on 7 networks · priced in 30 currencies
How it works

From sign-up to paid in three steps.

No application to fill in, no integration project, no approval to wait for.

  1. 1

    Create your account

    One click generates your 16-digit account key. That’s the entire sign-up — no email, no documents, no review.

    4821 0937 •••• 7730
  2. 2

    Share a link — or call the API

    Paste a payment link into any chat, open a hosted shop in minutes, or create invoices with a single API call.

    cryptopaylink.co/pay/PL-7Q2KX9POST /v1/payments
  3. 3

    Get paid — keep 99%

    Your customer pays from any wallet. The payment settles on confirmation, minus 1%, and can sweep itself to your own wallet.

    +$127.71 → your wallet ✓

Step 1 takes about 30 seconds.

Product

One account. Every way to get paid.

Start with a link in a chat, open a shop, scale with the API — one balance, one 1% fee, nothing to migrate.

A branded storefront, without the hosting.

Group your products on one page with its own clean URL: pick a theme, add products, preview live, publish.

  • Up to 50 products per shop, 30 variants each
  • Live stock and per-variant license keys
  • Physical goods, with shipping by country
Shop questions, answered →

One endpoint. One signed webhook.

Create a payment from your backend, send the buyer to the hosted checkout, and let a signed webhook tell you when it’s paid.

  • POST /v1/payments returns a checkout URL
  • HMAC-SHA256 webhooks with automatic retries
  • Idempotency keys and scoped API keys
See the code ↓

Let AI agents buy from you.

Every link and shop is also a machine-readable checkout: an agent discovers, invoices and pays in three HTTP calls.

  • No API key or account on the buyer’s side
  • Exact amount, locked rate, any wallet
  • Delivery returned as JSON once it’s paid
How agent checkout works →
Why CryptoPayIn

Built for the businesses other gateways turn away.

If a processor has ever asked for your passport, paused your payouts or lost you a chargeback, here’s what changes.

MomentTypical gatewayCryptoPayIn
Opening an accountForms, ID, selfie, days of reviewOne click, about 30 seconds
As your volume growsThresholds trigger re-verificationNothing changes, at any volume
A “high-risk” industryDeclined or off-boardedNo application to decline
ChargebacksDisputes, fees, rolling reservesImpossible — payments are final
MoneroDelisted for complianceFirst-class, on our own nodes
PricingTiers, FX spreads, per-invoice fees1% flat, nothing else
Pricing

1% flat. Everything included.

No setup fee, no monthly plan, no payout margin, no FX spread, no chargeback fees — and no volume tier that changes the deal.

  • Payment links, shops & hosted checkout
  • REST API, signed webhooks, 50 API keys
  • All 12 coins, Monero included
  • 30 pricing currencies, locked rates
  • Auto-withdraw rules per asset
  • USD ledger & CSV exports
  • TOTP 2FA on login and withdrawals
  • Checkout in 10 languages
See how 1% compares with BitPay, CoinGate & NOWPayments →
USD
CryptoPayIn fee
$100
You keep
$9,900

$0 setup$0 monthly$0 FX spread$0 chargebacks

Currencies

Every coin your customers hold.

Price in the currency you think in. Your buyer pays in the coin they hold, at a rate locked the moment the invoice is created.

Priced in 30 currencies
USDEURGBPCADAUDJPYCHFCNYHKDSGDNZDINRKRWBRLMXNZARTRYILSPLNSEKNOKDKKCZKHUFRONISKIDRMYRPHPTHB

Times are network confirmation estimates; minimums start at $1. Live catalogue and minimums →

Developers

Integrate in an afternoon.

A small, predictable REST API: create a payment, send the buyer to the hosted checkout, trust the signed webhook.

  • POST /v1/payments — one call returns a hosted checkout URL
  • Webhooks signed with HMAC-SHA256, timestamped and retried
  • Idempotency-Key — a retry never creates a second invoice
  • Scoped keys (up to 50) and up to 10 webhook endpoints
  • Live from minute one — test with $1 on Solana or Tron
Read the docs →
POST /v1/payments
POST /v1/payments HTTP/1.1
Host: cryptopayin.com
Authorization: Bearer csk_live_••••••••••••
Content-Type: application/json
Idempotency-Key: order-4812-attempt-1

{
  "amount":       119.00,
  "currency":     "EUR",
  "asset":        "ETH",
  "order_ref":    "ord-4812",
  "redirect_url": "https://shop.example/paid"
}
Security

Secure by architecture.

Trust the mechanism, not the paperwork: every safeguard is built into the platform rather than promised in a policy.

Signed events

Every webhook is HMAC-SHA256 signed, timestamped and redelivered on failure.

Append-only ledger

Double-entry accounting with no destructive writes — every balance explains itself.

TOTP 2FA

Protects login and, once enabled, every single withdrawal.

Fail-closed rates

Independent sources; a stale or anomalous rate blocks the invoice instead of mispricing it.

Full audit trail

Every sensitive action is recorded with its origin and timestamp.

Isolated infrastructure

Outbound-only tunnel, no exposed origin, strict security headers and rate limits.

FAQ

Fair questions, straight answers.

The eight things merchants ask before their first invoice. The full FAQ has 50 answers — and a human replies to every support ticket.

Is there really no KYC — not even an email?

Correct. One click generates a 16-digit account key; that key is the whole account. No email, password, documents or review queue — and no volume threshold that changes this later. How that works →

What does it cost?

1% of each settled payment. No setup, monthly, payout, conversion or chargeback fees — the fees page shows the honest comparison with BitPay, CoinGate and NOWPayments.

Do I need a website or a developer?

No. A payment link is a hosted checkout at a URL you can paste into a chat, an email or a profile, and a hosted shop puts several products on one page. Both can deliver a message, a download or a license key automatically once the payment confirms. The no-website guide →

Which cryptocurrencies can I accept?

Twelve assets on seven networks: Bitcoin, Ethereum, Monero, Solana, USDT (TRC-20 and ERC-20), USDC, DAI, Litecoin, Dogecoin, Tron, SHIB and PEPE — live thresholds on the currencies page.

Can my balance be frozen?

No. There is no compliance hold and no freeze operation anywhere in the ledger. Withdrawals are automatic up to $1,000 per payout — set a threshold per asset and the balance sweeps itself to wallets you control; a larger payout gets an operator review first.

How do customers pay?

They scan a QR code on a hosted checkout that shows the deposit address, the exact amount and live confirmation tracking. Any wallet works; no account or signup on their side either.

How long does integration take?

Payment links: zero code, thirty seconds. Full API: one endpoint (POST /v1/payments) plus one signed webhook — the documentation gets most developers live in an afternoon. Start with the integration guide.

What if I lose my account key?

There is no email to reset against, so a lost key cannot be recovered — store it in a password manager, like cash. Turning on TOTP 2FA also gives you ten one-time recovery codes in case you lose your authenticator device.

Browse all 50 answers →

Start accepting crypto in 30 seconds.

No email, no documents, no monthly fee — one flat 1% per settled payment.

Read the docs

Already have a key?