Accept DAI — decentralized dollars.
DAI is the stablecoin with no company behind it: overcollateralized by on-chain assets and governed by code. For customers who want dollar stability without trusting an issuer, it is the only game in town.
- No KYC, ever
- 1% flat fee
- 12 coins incl. Monero
- Live in 30 seconds
DaiDAI- Networks
- ERC-20
- Settlement
- ≈ 1 min
- Confirmations
- 6 conf
- Min payment
- $1
- Fee
- 1% flat
- KYC required
- None
Every other major stablecoin is an IOU from a company. DAI is different: it is minted against overcollateralized on-chain positions and holds its dollar peg through autonomous smart-contract mechanics that have survived every market crash since 2017. No issuer can freeze it, blacklist an address, or be ordered to stop honouring it.
That property attracts a specific and valuable customer: the crypto-native who keeps savings in DeFi, distrusts centralized issuers on principle, and pays attention to which merchants share that ethos. A DAI option at your checkout is a quiet signal of alignment — and pairs naturally with the no-KYC account it is settled into.
Technically, DAI behaves like any ERC-20 at CryptoPayIn: dedicated deposit address per invoice, 6 Ethereum confirmations (~72 seconds), independent peg sanity check at invoice creation, and settlement into your DAI balance at the same flat 1%.
Why merchants enable DAI
DAI cannot be blacklisted at the token level. Censorship-resistant settlement, end to end.
Overcollateralization has held DAI within cents of a dollar through every major market event since launch.
Reach buyers who keep their liquidity on-chain and choose merchants accordingly.
~72-second finality, flat 1% — identical integration to USDC and USDT ERC-20.
From invoice to DAI in your wallet
One API call — POST /v1/payments — or a no-code payment link. The fiat price and the DAI rate lock together, independently sanity-checked.
The hosted checkout shows a QR code, the exact amount and the DAI deposit address. We watch the chain and display confirmations live.
After 6 conf (≈ 1 min) your balance is credited in the asset paid, a signed webhook fires, and the append-only ledger records its USD value. Withdraw any time — or automatically.
Fees in one line: 1% flat per settled payment, nothing else — see the full fee page.
Accepting Dai — common questions
How is DAI different from USDT or USDC?
USDT and USDC are issued by companies holding reserves. DAI is minted against on-chain collateral with no central issuer — nobody can freeze or blacklist it at the token level.
Is the DAI peg safe to price against?
DAI has held its peg within a tight band for years. We still verify the rate independently at invoice creation and fail closed on anomalies, as with every asset.
What network is DAI accepted on?
Ethereum (ERC-20), credited after 6 confirmations — about 72 seconds.
Who actually pays in DAI?
DeFi users, DAO contributors paid in DAI, and privacy-conscious customers avoiding issuer-controlled coins. Smaller than USDT volume, but a loyal segment.
Also worth enabling
BitcoinBTCThe default currency of the internet — deepest liquidity, every wallet, most-held asset among your customers.
Accept Bitcoin →
EthereumETHFast finality (~72 s) and the doorway to the whole ERC-20 economy on one integration.
Accept Ethereum →
MoneroXMRThe private-by-default coin most gateways can't touch. First-class support here.
Accept Monero →
Start accepting Dai today.
Your account is one click away — no KYC, no waiting. One flat 1% fee per transaction. No subscriptions, no setup costs.