Accept DAI — decentralized dollars.
DAI is the stablecoin with no company behind it: overcollateralized by on-chain assets and governed by code. For customers who want dollar stability without trusting an issuer, it is the only game in town.
Every other major stablecoin is an IOU from a company. DAI is different: it is minted against overcollateralized on-chain positions and holds its dollar peg through autonomous smart-contract mechanics that have survived every market crash since 2017. No issuer can freeze it, blacklist an address, or be ordered to stop honouring it.
That property attracts a specific and valuable customer: the crypto-native who keeps savings in DeFi, distrusts centralized issuers on principle, and pays attention to which merchants share that ethos. A DAI option at your checkout is a quiet signal of alignment — and pairs naturally with the no-KYC account it is settled into.
Technically, DAI behaves like any ERC-20 at CryptoPayIn: dedicated deposit address per invoice, 6 Ethereum confirmations (~72 seconds), independent peg sanity check at invoice creation, and settlement into your unified USD-denominated balance at the same flat 1%.
Why merchants enable DAI
DAI cannot be blacklisted at the token level. Censorship-resistant settlement, end to end.
Overcollateralization has held DAI within cents of a dollar through every major market event since launch.
Reach buyers who keep their liquidity on-chain and choose merchants accordingly.
~72-second finality, unified balance, flat 1% — identical integration to USDC and USDT ERC-20.
From invoice to DAI in your wallet
One API call — POST /v1/payments — or a no-code payment link. The fiat price and the DAI rate lock together, independently sanity-checked.
The hosted checkout shows a QR code and a dedicated DAI address. We watch the chain and display confirmations live.
After 6 conf (≈ 1 min) your balance credits in USD, a signed webhook fires, and the append-only ledger records it. Withdraw any time — or automatically.
Fees in one line: 1% flat per settled payment, nothing else — see the full fee page.
Accepting Dai — common questions
How is DAI different from USDT or USDC?
USDT and USDC are issued by companies holding reserves. DAI is minted against on-chain collateral with no central issuer — nobody can freeze or blacklist it at the token level.
Is the DAI peg safe to price against?
DAI has held its peg within a tight band for years. We still verify the rate independently at invoice creation and fail closed on anomalies, as with every asset.
What network is DAI accepted on?
Ethereum (ERC-20), credited after 6 confirmations — about 72 seconds.
Who actually pays in DAI?
DeFi users, DAO contributors paid in DAI, and privacy-conscious customers avoiding issuer-controlled coins. Smaller than USDT volume, but a loyal segment.
Also worth enabling
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EthereumETHFast finality (~72 s) and the doorway to the whole ERC-20 economy on one integration.
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MoneroXMRThe private-by-default coin most gateways can't touch. First-class support here.
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Start accepting Dai today.
Your account is one click away — no KYC, no waiting. One flat 1% fee per transaction. No subscriptions, no setup costs.